Condo Insurance in Sherman, TX
Living in a condo combines the freedoms of homeownership with the conveniences of community living. At AeroMex Insurance, we understand that condo insurance needs differ from traditional homeowners coverage, and we’re here to help you find the right coverage for your unique situation. 
What Is Condo Insurance and What Does It Cover?
Condo insurance, or HO-6 insurance, helps fill the gaps between your condo association’s master policy and your personal coverage needs. A typical condo insurance policy may include these essential protections:
- Personal property coverage may help replace your belongings if they’re damaged or stolen in covered events.
- Interior structure coverage may help repair damage to your unit’s walls, floors and built-in features not covered by the association policy.
- Liability protection may offer support if someone is injured inside your unit and you’re found responsible.
- Loss of use coverage may help with additional living expenses if your condo becomes uninhabitable after a covered loss.
- Loss assessment coverage may help pay your share of damage to common areas or assessed damages beyond the association’s coverage limits.
How Much Does Condo Insurance Cost?
Several factors influence the cost of your condo insurance coverage. Location plays a significant role, as does your unit’s value and the extent of your association’s master policy coverage. Your choice of coverage limits, deductible amount and any additional endorsements will also affect your premium costs. While rates vary, many condo owners find the cost of coverage surprisingly affordable compared to the financial security it offers.
Secure Your Condo Today
Contact AeroMex Insurance to find condo coverage that perfectly complements your association’s master policy. Our Sherman team understands the unique insurance needs of Texas condo owners and can help you avoid coverage gaps while staying within your budget.